Non-Formal Education in the Philippines

Non-formal Education is one of the means to spread literacy and employable skills to the people and it covers a much larger audience than the formal system. The NFE in Philippines is designed to assist the out-of-school youth and adults who have been deprived of formal education. There may be varying reasons for this.It may include the economic, social and geographical limitations which have hindered the path of literacy and employable skills.

The mission of the NFE program in Philippines is to empower the people with “desirable knowledge, skills, attitudes, and values that will enable him/her to think critically and creatively, act innovatively and humanely in improving the quality of his/her life and that of his/her family, community and country.”

The main objective of NFE in Philippines is to reduce the number of illiterates in the country and provide them with need-based literacy programmes and also develop basic employable skills.Activities like vocational training, adult reading classes, family planning sessions as well as leadership workshops for community leaders.

This branch of education is looked after by the Bureau of Non-Formal Education which has its history dating back to 1829 when civic educational lectures were introduced in the country.Non-formal education was formally started in 1973 and is now an integral part of the developmental activities.There is a 3-pronged approach in this method which focuses on literacy, continuing education and staff development.

The main thrust of NFE is on the acquisition of skills needed for earning livelihood and to survive the competitiveness in the labor market.The horizons of non-formal education are far wider as compared to the formal system.

NFE reaches out to a greater audience irrespective of demographic characteristics, socio-economic conditions and varied general interests. In a few words, this system reaches out to all those people who might otherwise never get a chance to have any sort of education.

The Non-formal Education Program of Philippines lays thrust on the following aspects:
• Literacy Programs for numeracy and functional literacy of each individual
• Development of Livelihood Skills
• Expansion of Certification and Equivalency Programmes

One of the main aims of NFE is to bring about a decrease in the poverty levels among the communities.To attain this goal, the bureau provides leadership and technical assistance in the implementation of literacy programmes, projects, trainings, workshops etc.This process includes the following features:

Female Functional Literacy & Parent Education: This program majorly involves the mother and provides them with essential skills and competencies to perform better in the fields related to child survival, protection and development.

Literacy Project for Cultural Communities: The target group for this program is that section of the society which is unable to attend the formal education system.This may include the cultural communities in general and also the hill tribes in particular.

Development of Literacy Measures: The Bureau of Non-formal Education in Philippines has developed some literacy parameters through a series of seminars and workshops.At the moment there are seven literacy measures which decide the functional literacy of the target group.This is also accompanied by a Manual of Instructions for using the Measures and its scoring.
Development of Resource Material: It also focuses on the development of the curricula for various levels of literacy and also the resource material needed for the same.This includes booklets, posters and the facilitator’s guide.

Actual Implementation on the Field: This is the most important component of the whole project.Efforts are made to implement the literacy and livelihood development programmes in the actual field with the target group in order to eradicate illiteracy and thereby alleviating poverty.

Thus, the Bureau of Non-formal Education in Philippines works on four major action points – family life skills which also includes health, nutrition, childcare, household management, family planning; vocational skills, functional skills and enhancing livelihood skills.

The Unique Advantages of Network Marketing Vs the Traditional Home Based Business

There are many good Home Based Business opportunities that will bring you financial success. But in reality success is not only measured in financial gains, but also in quality of life. And that all comes down to the personal freedom to be able to actually work where and when you want. To have the freedom to enjoy quality time with your family. To be able to take a nice vacation without having to worry about leaving your business behind.

When you visualize in your mind a traditional Home Based Business, the image that comes to your mind is basically that of being a slave to your business. There are deadlines to meet, appointments to keep. The phone never stops ringing. You have your clients or costumers who are never happy, no matter how hard you try to please them. You really have to actually work during regular business hours. The major portion of your marketing either involves face to face meetings with potential costumers or else the DREADED cold calling.

Now yes you can make a lucrative income in this manner. But after a while the stress and strain will take its toll. Chances are you gave up your full time job to get away from this kind of life style. And now here you are pretty much right back where you started.

Now here is the beauty of Network Marketing as a successful Home Based Business. With the advent of the internet and the mere fact that it is widely used in just about every country world wide, your business is accessible to millions of potential costumers around the world. You are not just limited to seeking costumers in a certain area. You are not limited to conducting your business during certain hours of the day. The internet is up and running twenty four hours a day, seven days a week, even on holidays. So you see you can work the hours you want, and from wherever you want. In this business basically all you need to run your business is a lap top and a cell phone.

These days internet business systems are designed and perfected to do the selling and heavy lifting for you. Your business is always working for you 24/7, whether you are asleep,on vacation, or just out having fun with the family. The bottom line is instead of you spending countless hours working your Home Business, as an Internet Marketer,with the right system in place, your Network Marketing Home business is instead working countless hours for you.

Start the Right Home Based Business

If you among those people who do not like to be dominated or controlled, then starting a Home based business is the best option for you. If you start a home business you would be working for yourself from your own convenient time and place. If you want to work this way but do not have any particular opportunity in mind and even wondering what kind of business is right for you to start then the simple solution is to start a venture or a business you know confidently.You have to set your mind and want to start with a business idea that would give you all the comfort you desired, then there are few things you should keep in mind and be clear about.o    Ins and Outs of the home based businessNever fall into the trap of starting any specific business just because someone in your family or your friend told you it’s good. Trust on your abilities and start a business in accordance to your competency. Potential customers want worth for their hard earned money so you should be able to convince them that you are delivering them the top quality work as promised.For Example, Dan worked for various different software companies as a software engineer so when he decides to start his own business then choosing computer related field was an easy decision for him. He knew the industry and its standards well; hence he was confident of providing good services as he had the required skills sets. Thus in no time he could make as much money as the salary which he used to get in no time that to with 60 to 70 percent less efforts.o    Start the business you knowStarting a home based business in which you already have some experience has several advantages over the businesses about which you know none. You need to be smart enough to use your ability and knowledge, your skills and your set-up of contacts to get all the basic requirements to start the business. Research on activities that will need before commencemento    Required financeo    Supplierso    and CustomersStarting a home based business in an unknown fieldSadly, the lure of making high profits quickly encourage many people to start a home based businesses in a areas about which they have little or almost no idea. If you have started a business just because someone suggested and about which you had minimal knowledge then this is surly going to be a failure.For Example, Lev opened a switching venture as home based business feeling that just a venture would surely do well. Lev borrowed required money to begin with but this business never took off and it took him many years to pay back the money he borrowed.So the bottom line is do not be in a hurry to make a profit like Lev ignored several crucial facts and went off to start something about which he had minimal idea and experience.

Is Your Home Based Business the Best Opportunity For You?

At last count, there were more than 62 million independent sales representatives worldwide who generated over $114 Billion in retail sales in the direct sales industry. With such impressive statistics, it is easy to see why so many people start a home based business with a direct sales company.However, while there are innumerable home based business opportunities on the market, they are not all equal. Some will earn you the money you need to achieve the financial and personal freedom you are striving for, while others will merely waste your time. Ask yourself these three questions to determine if your home based business is your ticket to the success you’ve been dreaming of.Are people outside the company interested in the product?There is a home based business opportunity for just about every type of product available on the market. From personal products to financial services, you can start a business selling anything you are passionate about.The problem is, however, that many of these companies sell products that either do not interest the general public or sells the products at an outrageous price point that only people in the business would buy in order to maintain their minimum level of sales. An important part of having a successful business is offering a product that people will buy. Without that, your home based business will fail.Are the marketing tactics effective?Possibly the most important component of a successful work from home business is the marketing aspect. You can sell a ton of mediocre products with a great marketing campaign. Proof of that can be found in any retail store. However, if you use a poor marketing strategy, even the best product in the world will fail to sell.Many work from home business opportunities use outdated sales and marketing methods to attract qualified buyers. Some rely on cold calling or treating every person you meet like a prospect rather than a person. Most customers have developed a resistance to this type of hard selling which causes you to be subjected to endless rounds of disheartening rejection. If your home based business relies on this style of marketing rather than the newer, customer friendly marketing system, then your business may not survive its first year.
Can you develop streams of residual income?Residual income is money that continues to be made long after the effort to generate has been put forth. For example, a musician will earn royalties on his music long after he creates the CD compilation and distributes it to the public.In order to achieve true freedom, the bulk of your income should come from sources of residual income. When you income is not based on active ongoing effort, you’ll be able to spend your time doing the things you want to do rather than working on the things you have to do in order to earn money. If your home based business doesn’t pass the test, then it is time to change to something new.

How to Ensure Your Home Based Business Gets Off to a Good Start

The home based business industry has flourished since the turn of the century. This is mainly due to the fact that the internet has provided numerous opportunities for people to earn good money from the comfort of their own homes.There are many stories in the media about the latest online success story from the multi-billion dollar guru to the university student who is making a small fortune using just a laptop in his bedroom.Having a home based business  is very appealing to many people, especially those who are struggling to make ends meet, or those who have a very stressful job with long commutes and long hours. Many of these people mistakenly think that it is easy to set up a home based business thinking that all they have to do is create a website and the orders will come flooding in. “Build it and they will come”Needless to say it is not that easy, especially now that internet marketing has become so competitive. It can be a lot of hard work setting it all up, it is also important to be aware that in the early days you will earn little or no money and what you do earn may have to be reinvested back into your business in order for it to grow.If a website is likely to be a major part of your home based business, then it is vital to take advice and have a fully optimized web site created by someone who knows what they are doing.  This is particularly important if you are going t need to set up a shopping cart on your website.  Lots of newbie internet marketers fall into the trap of  trying to create their own with little or no knowledge of what they are doing. Needless to say they are usually disappointed and disillusioned when they get little or no traffic and subsequently very few sales. This is the most likely time for people to give up thinking that internet marketing doesn’t work.If you have a cash flow problem in the early days there are plenty of free options available to you such as blogs and other web 2.0 sites that enable you to write articles and create one page web sites.The most important thing with any home based business is traffic. You need to get visitors to your site, whether it is a blog or a web site. The most important thing is to ensure that your blog or website has good quality content that is updated on a regular basis. The search engines want to find unique content on your website.Many people  find writing difficult in the first instance or may not have the confidence to publish their own words on the net. If that is the case you may want to consider hiring a professional copywriter to write your articles for you, or maybe to purchase a bundle of articles that you can edit. This may well be money well spent and would help you to get your home based business off to a good start.One of the one aspect that many newbie home based business owners forget about is their market research. Is there a market for your product or service and what is the competition that you will need to beat in order to get custom? If having done that you feel that your home based business is viable you need to do your keyword research to find the best keywords to use in your articles so that you attract traffic to your site. It is pointless having most amazing interesting site, even if it has good information if no one is searching your keywords. The chances are you won’t be indexed in Google and it is highly unlikely that anybody will find you.Preparation, research and planning done in the early stages will build a solid foundation for your home based business. It will be time well spent and will give your business the very best chance of being successful both now and in the future.

Commercial Loan For Your Hotel Property

Getting a commercial mortgage for a hotel property is very similar to getting a commercial mortgage for an owner occupied commercial property with a few subtle differences. The driving force for the majority of most hotel income is the RevPar or revenue per available room. RevPar is most commonly calculated by multiplying a hotels average daily room rate (ADR) by it occupancy rate and is a key indicator of performance. Rising RevPar is an indication that either occupancy is improving; the ADR is increasing, or a combination of the two.Although RevPar only evaluates the strength of room revenue, it is typically the most relevant indicator of performance. While many full service hotels generate revenue through other means such as restaurants, casinos, conferences, spas, or other amenities the majority of hotel properties are either limited service flagged properties or limited service unflagged properties. A limited service hotel is simply a hotel with out a restaurant. Because the operating costs of the restaurant component generally run higher than that of the hotel operations, it is common for the net operating income (NOI) as a percentage of total sales to be lower for a full service than a limited service hotel. For this reason the majority of commercial lenders prefer to finance limited service hotels.Flagged vs. Unflagged Properties:A flagged hotel property is simply a hotel that belongs to a national franchise. An example of a flagged property would be a Holiday Inn or a Best Western. For the guest, a flagged property provides the benefits of a uniform standard that is upheld by the franchisor. A guest could stay in a flagged property on the east coast and could expect the same flag on the west coast to have the same standard of cleanliness and amenities. The owner of the property gets the benefit of a nationwide reservation system and marketing. For this benefit the operator is expected to pay a franchise fee which can typically range anywhere from 5% to 10% of room revenue. Because of the advantages that a flagged property has, most commercial lenders prefer to finance them over an unflagged property. Sometimes it can be extremely difficult to get a commercial loan for an unflagged property, especially if the property isn’t in what is considered a destination resort area. A destination resort area would be an area like Miami, Myrtle Beach, or Orlando FL. An unflagged property in a destination resort is easier to obtain a commercial loan on than an unflagged property in other areas of the country.Exterior Corridor vs. Interior Corridor:An exterior corridor property is a hotel property where you can actually see the door to the rooms from the exterior of the property. These are sometimes referred to as a motel instead of a hotel. The term motel is actually derived from the term motor hotel where most travelers would park their vehicle directly in front of their room. While there are disagreements between what defines a motel and what defines a hotel, there is typically very little difference between the two outside of a lenders perception.Most exterior corridor properties are older and subsequently will not have the quality of furnishings and will have more deferred maintenance than an interior corridor property. An interior corridor property is going to be more energy efficient and would have a lower utility expense as a percentage of gross revenue.Financing Your Hotel Property:When trying to get a commercial loan for your hotel property there are a few distinct differences you can expect as opposed to financing other commercial properties. A hotel property is considered special purpose in nature which simply means that it is generally cost prohibitive to convert it to alternate use. An office building or retail space can accommodate numerous types of businesses whereas a hotel property can only accommodate a hotel. Because of this a commercial mortgage for a hotel is going to be considered riskier to the lender than a commercial mortgage for other general purpose property types. A lender will mediate this risk by taking a more conservative approach to underwriting a hotel property.The loan to value (LTV) for a hotel property will be lower than other general purpose property types. For a limited service, flagged property 65% LTV is typical and that number can go down depending upon the age of the property and whether its interior or exterior corridor. The LTV is simply a ratio calculated by dividing the loan amount by the value of the property. The debt service coverage ratio (DSCR) for a hotel will also need to be higher than that of a general purpose property type. The DSCR is a ratio that determines the strength of the property or business income in relation to the proposed mortgage payment. A typical required DSCR for a hotel property by a commercial lender is 1.30 which simply means that for every $1.00 in proposed mortgage expense there should be $1.30 available to pay it. For other general purpose property types the DSCR is lower. A DSCR of 1.20 is common for general purpose property types and can go oven lower for a less risky property such as an apartment building.Because the acquisition of a hotel property under a conventional program requires a large capital injection, many borrowers prefer to purchase a hotel property by utilizing the SBA 504 program. This program enables the borrower to put in as little as 15% and still obtain a better interest rate than a traditional commercial mortgage for a hotel.

How to Select a Good Property Management Firm

This is the time of year when vacation rental and investment property owners start taking a hard look at the revenues for the past 12 months and the quality of customer service that they and their guests received. With so many different property management firms and rental agencies to choose from in most markets, there is no need to suffer from lackluster performance on the part of your service provider.

Here are some thoughts to ponder when deciding whether to stay with your existing property management company or make a move to a better, more professional organization.

First and most important, are the owners of the company available when you need to talk to them or do you get sloughed off to an inexperienced trainee when it’s an important issue that you need help with? Does the firm have a lot of turnover or can you count on the same professionals to help you year after year? Do you get a level of customer service that gives you a warm feeling or is there something lacking and you deserve better? Is your property bringing in the revenues you expected and is the firm continually improving its marketing program?

If you don’t have complete confidence in the company that is marketing your property for vacation rentals or long term leases, then maybe it’s time to make a change.

When you are comparing the services and fees of property management firms it’s a bit like comparing apples and oranges. How do you accurately evaluate the sum total of all the various fees and expenses so you can estimate your annual net revenue? Are there hidden charges and monthly administrative fees that reduce your income? What is a fair commission rate to charge and what are the competitors in your market charging?

In Incline Village, the community where I work and live, the range of property management services and fee structures runs the gamut from bare bones to deluxe.
If you are perplexed and confounded by these issues, then you are not alone. It seems that many property management firms (especially in the vacation rental business) try to nickel and dime their clients to death with excessive charges for cleaning, maintenance, credit card fees, administrative charges, processing fees, the list goes on and on.

Some firms charge a monthly administrative fee on top of the commission that they earn for managing a property. One can make an argument in favor of charging monthly administrative fees for short term vacation rental properties as they require more hands on attention to paper work with guests always coming and going. But charging this type of fee to the owner of a long-term rental property when all the paper work is done up front when the lease is signed is merely a form of gouging and should not be tolerated.

Processing fees for vacation rental properties are another bone of contention. Why should an owner or an owner-guest pay a processing fee? Companies that engage in this practice are trying to squeeze every penny possible out of the people who are really their clients. If you, your extended family or your guests have ever been charged a processing fee for making a reservation to occupy your own property, then you should seriously consider finding a firm that has more respect for you as a client.

Cleaning fees are another area that merits scrutiny. As a property owner you should not be forced to pay a cleaning fee every time you use your place, especially if there are no paying guests coming to the unit between your personal visits. Also, you should not be required to pay exorbitant sums for the annual “spring cleaning” that many firms insist on doing. If your property is supposed to be cleaned thoroughly after each paying guest, then why does it take several hours and cost hundreds of dollars just to clean a 2 or 3 bedroom condo in the spring time? Are the cleaning services padding their bills? Should you as a property owner and client of the firm have excessive fees extracted from you just because someone at the management firm claims that it took X number of hours to do the work in a unit that should have been reasonably clean to begin with? If you’re skeptical about the charges for “spring cleaning”, then it’s best to either do the work yourself or hire a reputable independent cleaning service. The place will look just as good and you will save substantial amounts of money each year.

It is not always easy to find the right combination of great customer service, reasonable commission rates and high-quality care for rental properties. You can expect to find 2 of the 3, but finding all three things is very difficult. Since many firms in this business tend to experience high levels of staff turnover, finding a firm with a well-trained and stable pool of employees should be your first priority. Even if you have to pay a slightly higher commission rate, you will more than make up for it with increased bookings, better service and fewer problems.

If you own any type of rental property, then On-line booking capability is another big issue, especially when you realize that searching on the Internet is rapidly becoming the research method of choice for both vacation rentals and long term rentals. Any firm that does not offer this service is way behind the times and should not even be considered.

The Internet is a great tool for both marketing all types of rental properties and managing the vacation rental business. Just having a web site with pictures and text is not sufficient in these competitive times. If you are working with a property manager who refuses to set up on-line booking by the time you are reading this article, then it’s time to change services. Select a rental agent who cares enough about you as a client to market your property 24 hours a day on the Internet.

Remember, when the rental office is closed, the only way that someone can book your unit is on-line via the Internet. If your property manager does not offer this service, you are losing business. Customers who search on-line normally want to book on-line and they will go somewhere else if they cannot book your property at the moment they are ready to make to a buying decision!

Don’t settle for anything less than great customer service, a responsive, professional and well-trained staff and owners who are available and care about you and your property. Your rental property is a big investment and having the right management services can make a lot of difference in your annual rate of return and the long term value that you derive from the property.

Strategic Advertising for Real Estate Agents

“99% of advertising doesn’t sell a thing.”

Sounds like something a local real estate agent might say after paying for yet another ad that didn’t produce, right?

You might be surprised to learn that the quote actually belongs to David Ogilvy, legendary founder of one of the world’s largest and most successful advertising agencies.

Yikes – if a man regarded as a giant in the ad industry is so negative about advertising’s success rate, how should you feel?

The Bad News is the Good News…

There is an upside here. If so much of the advertising in your local market is ineffective, you can gain a significant edge on your competition by having a better local advertising strategy than other agents.

Advertising vs. Advertising Strategy

Notice that I said a better advertising STRATEGY, not simply better advertising. There’s a big difference.

A better ad might get you a few more leads in the short term. A better advertising strategy can help you to have a consistent, meaningful message in your advertising, and will position you to get more business from your local market on an ongoing basis.

With that in mind, here are three tips to help you define your advertising strategy, and put it into action:

1) Have a Strategic Objective In Mind BEFORE you Advertise

Advertising for the sake of “building awareness” is probably the fastest way to flush your advertising dollars away.

Before you even think about buying an ad, you must have a strategic objective in mind – after all, why should you pay for any type of ad unless it helps you to reach your objective.

Here are just a few questions that you might ask yourself before placing an ad to help define what you want your advertising strategy to do for you:

- If I could be known for just one thing in my local market, what would it be?

- Which part of the local real estate market is not currently well serviced by other agents? Is there potential in this neighborhood/age group/demographic profile?

- Which part of the local market is emerging and might be a driving force for sales in future years?

- What’s changing in my market right now – immigration, aging population, young families moving in, etc – and how do I capitalize on the change more effectively than my competitors?

If you can answer even some of these questions, you will probably be on your way to identifying the basis for an advertising strategy.

For example, you may determine that based on trends and current prices, your market will become increasingly popular with first time homebuyers. As a result, your strategic objective may be to use your advertising to become recognized as the local expert in serving first time homebuyers.

2) Have a Specific Objective for Each Ad you Place within your Strategy

With a clear objective as part of your advertising strategy, you can now think about investing in ads that support your objective.

Here’s a tip – you can create advertising that generates an immediate response while also serving to build your brand in a particular market.

Continuing with the above example, if you ran a series of ads in the local newspaper offering a free “First-Time Homebuyers Report” available from your website, you would actually be running a direct response ad (aimed at getting people to download the report) that also delivered a brand building message (the message being that you are the agent for first time homebuyers to call because you are the expert in that field).

You can measure the success of the ad by looking at the number of downloads from your site while the ad was running – since generating downloads was the specific objective of the ad. If the ads don’t generate enough downloads to justify the cost, pull them or change them. Ads are only valuable if they get you closer to achieving your strategic objective.

3) Be Consistent

All of your advertising (online, print, directory, flyers, etc) should be similar in both style and substance within your advertising strategy.

Yes, a consistent look and style for your ads is important to help you get recognized in a competitive market.

But even more important is being consistent when it comes to the messages in your ads. You can’t buy a Yellow Pages ad that promotes you as the leader in client service, and then advertise your “low low price” in the local newspaper, and then distribute flyers that try to promote you as the family real estate expert.

Your messages can’t conflict! Again, here’s where an advertising strategy comes in. With a strategic objective in mind for your advertising, you will be able to focus your advertising dollars on communicating a single, clear message to potential clients about why they should call you.

An Advertising Strategy is Critical to your Success

If Mr. Ogilvy was right, then most of the advertisers out there in your real estate market are getting it wrong. This creates a huge opportunity for you to use an advertising strategy to drive business and outdo your competitors.

- Have a Strategic Objective for all of your Advertising – Know what you want to say about your business, and who you want to say it to within your local market.

- Have an Objective for Each Ad – Measure each ad’s results against the strategic objective you are trying to achieve – if you don’t, how will you know if the ads were successful or not?

- Be Consistent – Make sure all of your ads are focused on helping you reach your strategic objective by communicating a clear message to the market.

Advertising can be a tough game, but so can real estate. And in both cases, those with a well thought out strategy will almost always succeed over those that don’t have a plan.

The Finer Points of Internet Auctions

WHAT IS A PENNY AUCTION?

Penny auctions have exploded in popularity with the massive growth of the internet. However, few people know the true origins of penny auctions.Beginnings actually stretch back to the Great Depression. Those were hard times for everyone, but even harder for farmers. Farmers struggled to bring in steady income because of droughts and crops not selling as well as they had previously. As a result, the banks would foreclose on the farmers who couldn’t keep up with their mortgage payments.

The banks weren’t satisfied with just repossessing the house, they wanted to raise as much capital as possible, so they resorted to selling off the possessions of the owners of the repossessed houses. There was not much the farmers could do about it so they began bidding ridiculously low prices, pennies, on the items while threatening others who dared to bid higher than a few pennies.

The auctions of today hardly resemble their tremulous beginnings. Being part of a penny auction today is exhilarating, fun, and addictive. It combines the selling format of auctioning with a little bit of chance factored in.Auctions are a game of strategy but also a game of luck.

The premise behind penny auctions is giving people the chance to win an item at a drastically reduced price.Auctions make that possible by spreading out the cost of the product among multiple bidders. In order for a person to take part in an auction, they must pay a set price for each bid. For example, if a person wanted to bid on a fifty dollar Amazon gift card then he would spend a dollar for each time a bid placed. If he ended up winning the gift card, then he would only have spent a few dollars for a fifty dollar gift card. Usually penny auctions sell bids in packages.

HOW PENNY AUCTIONS WORK!

The main foundation of penny auctions is the pay-per-bid format. It is the key that allows bidders to win items at the fraction of their retail value and allows the auction owners to keep their site profitable. Most y auction sites run on the same premise: people pay a set amount for each bid, whenever a person places a bid within the closing seconds of the auction time will be added, the last person left with a unique bid after the clocks runs out will win the item. There are a large variety of items that can be won, but they tend to be popular electronics or gift cards to popular stores.

There are two types of auctions: lowest unique bid auction and highest unique bid auction. Lowest unique auction sounds confusing but it is actually quite simple. A unique bid is when only one person has a bid at a certain price. Bids usually start at one penny, a bidder can then place a bid at two pennies. Until another bidder places a higher bid, the most recent bidder will be the lowest unique bid because that was the only bid at two cents and nobody bid higher. However, penny auctions generally don’t stop at one penny. It is not uncommon to find auctions that end up at a couple hundred dollars based on the popularity of the item being auctioned. However, the same principles apply for those auctions. Highest unique bid auctions follow the more traditional auction format such as eBay. The person with the highest bid at the end of the auction wins the item.

Auction site owners turn a profit by selling bids. Say twenty people are bidding on a ten dollar gift card at one dollar per bid, at the end of the auction if there were twenty bids placed in total then the site owner would have made twenty dollars with a ten dollar profit.Auctions do seem like a win-win situation:The site owner makes money while the bidder gets an item for dirt cheap. However, not everyone wins in penny auctions. The people who paid one dollar each bid but left with nothing to show for their investments will not be so happy.

HOW TO WIN!

Penny auction has a lot of chance mixed into it, but one can incorporate strategy that will help raise the chances of winning. Playing smart can make all the difference between gambling and auctioning.

The first crucial tip to winning penny auctions is to know how to manage your bids. Your goal should be to win as much as possible without spending a ton of money buying bids. Managing your bids means that you should already know how much you are willing to risk in order to win an item. The amount of capital you are willing to risk will determine how many bids you can use. Once you know how many bids you have to spend on an item, then you will be better able to manage how and when you place a bid. That will keep you from blowing away all of your bids in the first few seconds of the auction.

The next tip is to practice time management. When fighting in the trenches of penny auctions, you have two enemies: other bidders and time. Knowing when to bid is a must if you want to have success. Placing a bid when there is a lot of time left on the clock is never a good idea. You have to remember that the key to winning a penny auction is being the last one standing when the clock runs out and that each bid increases the amount of time left. It would be a good practice to wait until the last few minutes of the auction before you begin to bid.

The final tip for successful auctioning is to keep your emotions under control.Auctions have a lot of similarities to gambling, and just like gambling, your spending can get out of control. If you keep your emotions level, it will keep you from making rash decisions and blowing loads of cash. Keep your mind clear so that you can gage the behavior of the other bidders and outsmart them.

HOW TO AVOID SCAM SITES!

Penny auctions are a great addition to the web whether you want to win an item that otherwise you wouldn’t be able to afford or if you simply enjoy the thrill that comes with bidding in auctions. Unfortunately, scam sites have tarnished the reputation of the legitimate penny auction sites. However, there are ways that you can protect yourself from scamers and enjoy your auctioning without having to worry about losing your money due to dishonesty.

Checking the reputation of the auction site before you start spending your hard earned money is always a good idea. Chances are other people have tried the site before you and some of them have left reviews. The reviews are your way to gage whether a auction site is trustworthy or not. If a site is getting overwhelmingly negative reviews, then that is a clear indication that you should steer your business elsewhere.

Another tool you can use to protect yourself is checking the Alexia ranks of the auction sites. Alexia rank will give a solid view of how much traffic the auction is getting. If you see a huge difference in the amount of traffic Alexia is projecting and the amount of active bidders on the site, then warning signals should be ringing in your head. Some auction sites have been known to set up robots that automatically bid on projects in order to keep the auction going and inflate the price. That is known as shill bidding. You can sniff out those sites by comparing the traffic the site should be getting to the amount of users using this site.

CONCLUSION!

New legislation may come out later down the road that will officially make penny auctions gambling, but until then, it is a fun, exciting auction that allows one to win the item they’ve always wanted but couldn’t afford.Auctions are also quite lucrative for the site owners because of the pay-per-bid strategy they’ve incorporated. Penny auctions had humble beginnings with farmers who just wanted to get back at the banks who kicked them out of their house. More recently, auctions have enjoyed an explosion in popularity with the rise of the internet.

There are two main formats fora auctions, lowest and highest unique auction, however they both run on the same premise where the last unique bid wins the item. Winning a penny auction will require a certain amount of mental tactic and a bit of luck. However, you can increase your odds of winning by practicing certain techniques such as managing your bids wisely, learning how to work with the time, and keeping a level head and your emotions under control. When you combine those three strategies to your bidding plan, you will find that you win a lot more often.

It is important that you do your due diligence to protect yourself when participating in auctions. Not every auction is run by honest and trustworthy people. There are people out there who just want to take your money. You can protect yourself by ensuring that you only bid on sites that already have a very positive reputation from real users.

How to Find Great Live Auctions for Resale Items

Hi, my name is Walt. I’m an auctioneer with 25 years of experience in the auction business and licensed in the state of MA. I own Quick Auction Service, a company that specializes in building and running custom auctions, I’m also the webmaster of my own site and have been on eBay for 8 years. Besides eBay, the types of auctions I run most frequently are antiques and on-site estate auctions, although I’ve run everything from business overstock auctions to charity & special event auctions.

I enjoy sharing my knowledge and stories of the auction business. My goal for article is to help folks get the absolute most out of their auction experience.

Whether your fresh out of the package or a seasoned dealer I think I can offer something in this article to help you with your auciton adventures.

There may be as many reasons to attend auctions as there are types of auctions to attend. Maybe you want to attend an auction to buy items for re-sale on eBay, or some other market. Maybe you want to furnish your home with wonderful antiques, or you want to furnish your home as inexpensively without sacrificing quality.Some folks are just looking for a fun night out. With a little perseverance all these things are possible.

There are antiques and estate auctions, auto auctions, overstock auctions, absolute and no reserve auctions, real estate auctions, specialty auctions where only one genre of items are sold, tailgate auctions, live auctions, online auctions, sealed bid auctions, silent auctions, charity and fund raising auctions and many more.

Can you really buy for pennies on the dollar at an auction? You bet! Many times I’ve seen folks buy and re-sell at the same auction on the same night for a good profit, although be advised, this should only be done after the auction is over.

There are a lot of ways to find an auction, but here are some tips on how to find and attend the best ones.

Visit the genre of shops in the area that apply to the type of auction you want to attend. IE: If your looking for a good antique auction to attend, stop in the local antiques shops and ask for what there are for good auctions in the area. Sounds obvious right? But listen to what they don’t say as well as what they do say. Oftentimes when a dealer speaks poorly about an auction he or she attends, it may be likely that they are trying to keep a good thing secret. Think for a moment, why would a dealer keep attending a lousy auction?

Newspaper ads: I personally like to find ads in the classified ad section rather than flashy display ads. Flashy ads are usually indicative of an auction that will be high priced, may have reserves, (a set price on an item), and usually an enormous crowd. While any auction can be profitable to attend, it is usually best to steer clear of the glitzy ones, at least for the beginner.

Here’s the minimum you want to find out before you go. If there is a phone number in the ad, call and ask for the terms of the sale. What forms of payment do they accept? Is it an absolute auction? An absolute auction is one that has no minimum or reserve bids on items. These are the best auctions to attend! Is there a buyers premium? A buyers premium is like a tax that everyone who makes purchases at that auction must pay above the winning bid price. Most auctions these days do charge a buyers premium, 10% is not unreasonable but I feel much more than that is greedy, and the auctioneer that charges over 10% is counting on most bidders not doing the extra math as the bids quicken in pace.

A fair auction will have ample time to inspect the merchandise, usually at least 2 or 3 hours. Find out when inspection starts and make sure to attend! Never attend an auction if you can’t make the inspection, not unless your prepared to gamble. Most auctioneers sell at a rate of about 100 items per hour, which is why they sell “as is”. They simply don’t have the time to give a detailed description of all the items. Since almost all items at auction are sold AS IS, there are sure to be some damaged, refinished, fake and incomplete items at any given auction. Beware of any auctions that offer very little or no inspection time.

Good auctions will usually have 150 to 400 lots. A lot may be one item or a group of items. The exception to this are specialty auctions, auto auctions, real estate auctions etc.

When you attend your first sale, take note of the 1/2 dozen or so dealers that buy the most often. See if you can find out about other area auctions they attend.

When you do find an excellent auction, attend it as often as possible. By frequenting good sales, you help increase the bottom line of that business. It’s difficult for many auctioneers to keep the quality of merchandise consistent, so good attendance certainly helps. And when an auctioneer gets to know you as a buyer, he/she will go out of the way to accommodate you, to keep you coming back.


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